Public Adjusters

Did you know you may be eligible to receive more money than your insurance company thinks?

The property loss claims process isn’t always user-friendly for policyholders and if you don’t have the experience with such claims or property damage, you may not know if there are still damages that need to be addressed or if you’re eligible to receive a larger settlement.

When you’re ready to settle your property claim, you may be entitled to more money than you or your insurance company think.

Things to consider before hiring an public adjuster:

Lacking expertise: This may be something you’ve never had to deal with, so you’re not familiar with the process, or simply don’t know where to start. Let Safeguard Public Adjusters, Inc. be the guiding hand.

Not understanding the policy: Insurance providers could use this to their advantage when offering a settlement. We will review the policy with you before moving onto the claims process.

No time to deal with the demands of the insurance company: Insurance providers can prove to be a pain sometimes when they know it’s a complicated situation. Consistently pressing on your hot buttons and making you jump through hoops will get you to want to make it stop as fast as possible, settling for less.

Insurance company offers a quick payoff: Every situation is different, don’t let insurance providers tell you how much you’re entitled to without actually seeing your claim in detail. While some quick settlements may seem nice, you’re allowed to take the full amount of time allowed to fully assess your losses and review your insurance providers offer.

Insurance company delays the claim process: You do have a specific time frame with settling a claim. If your insurance provider is prolonging as long as they can, you could lose out on all to which you’re entitled.

Extensive damage: It takes a lot of research, inspection and documentation to be able to settle a property loss insurance claim. If you have a lot of damage, it’s imperative that you don’t receive the same standard settlement.

Insurance company advises not to hire a public adjuster: This alone should be a red flag.

Benefits of Hiring an Public Adjuster

When you work with a public adjuster, you work with an expert who makes it their business to ensure that you receive the largest settlement possible and fully recover. Other benefits that public adjusters offer include:

ADVOCATES WHO ARE ON YOUR SIDE: A public adjuster only works for you, not the insurance company. This means that he’ll advocate for you and promote your best interests. He’ll also take the time to review your insurance policy with you so know exactly what’s covered and what’s not.

INDUSTRY EXPERTISE: Public adjusters have experience working for insurance companies, so they know exactly how to handle a claim to maximize your benefits and avoid costly mistakes.

TIME SAVINGS: Insurance adjusters generally work during regular business hours. With family and work, business hours may be the most inconvenient to handle a claim. A public adjuster acts on your behalf during the claims process—during business hours—so you can focus on your own life.

FASTER CLAIM SETTLEMENTS: After experiencing a loss, you have limited time to file a claim and accept a settlement. Your public adjuster will make sure that your claim does not get shuffled to the bottom of your insurance company’s list of priorities.

ENSURE FULL RECOVERY: When your property receives damage, there may be hidden losses that an insurance adjuster may miss. A public adjuster will make sure that your insurance company covers every applicable damage to ensure a complete recovery after experiencing a loss.

SETTLEMENT NEGOTIATIONS: It is normal for insurance companies to offer claim settlements that are too low. Since a public adjuster works on your behalf, he will negotiate the settlement amount so you receive the amount promised in your insurance policy and make a full recovery.

Why choose Safeguard Public Adjusters, Inc.?

Your in good hands with Safeguard Public Adjusters, Inc.

When choosing Safeguard Public Adjusters, Inc. you gain an entire team of experts that represent you and your interests. No adjuster employed and paid by the insurance company will fight for you the way Safeguard Public Adjusters, Inc. will. We fight for you!

Safeguard Public Adjusters, Inc. is comprised of the most experienced and professional claims experts in the United States. With a commitment to providing the best possible results for your recovery, with our in-depth analysis and attention to detail we ensure the best financial outcome of any insurance claim.

Safeguard Public Adjusters, Inc. will negotiate the best possible settlement whether through negotiating with your insurance company, appraiser, mediator and when needed we are aligned with one of the largest and most successful first party loss Law Firms in the United States.

Safeguard Public Adjusters, Inc. will provide estimates, inventories, and other valuations to the insurance adjuster on your behalf. We will meet with the insurance company adjusters face to face in order to adjust your claim fairly and equitably, thus resulting in a proper settlement for you.

Safeguard Public Adjusters, Inc. is aligned with premier experts specializing in their respective fields. They will call on the expertise of forensic meteorologists, structural engineers, roofing engineers, architects, failure analysis and causation experts, certified industrial hygienists, certified water mitigation technicians, and construction consultants as needed to fully support and document the claim.

FAQ:

Do I need a public adjuster?

A Public Adjuster ( PA ) represents you as well as your interests when you have an insurance claim on your organization or home. The PA works best for you, not the insurance provider. PA’s put together the details for and assign currency values to the claim on your behalf, making sure that every dime is captured in the claim.

What is a public adjuster?

Why is it better to get a public adjuster involved in the beginning of the claims process?

A public adjuster will certainly control the course of the claim and develop methods with you to improve your payout . If a PA is active right from the beginning, control of the process remains with you rather than the insurance provider . You are able to bring in a PA late in the game , but that can be similar to heading to trial without an attorney . Once you lose, you can bring in a lawyer , but it is a significantly different situation.

Why can’t I handle the claim myself?

For anyone who is not knowledgeable in the complexity of insurance policies , this could be very costly “on the job” training! Many people, when they go to court for instance, would find it unthinkable not to have an attorney present . Most people have an accounting professional or CPA handle their tax matters. Insurance claims are both equally complex. Quite often, not understanding the policy terminology completely or not applying the coverage’s completely results in costly errors.

I have a contractor, why do I need a public adjuster?

Because they are not licensed to evaluate Insurance Coverage or negotiate legally on your behalf. A contractor can be fined and penalized and in most cases is neglected by the insurance company.

Why exactly can’t I wait for the insurance carrier to make any specific offer and see if there are problems ?

The fact that the insurance company offers you a large sum of money does not mean you are receiving everything you are entitled to under the policy. Most people do not have the knowledge of insurance policies to know if all coverage’s have been applied appropriately. You could easily walk away from a large amount of money you didn’t know was yours.